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Frequently Asked Questions

How much does a boat insurance cost?

The type of boat, its length, and its expected use will largely dictate your boat insurance rates. Whether you have a speed boat, a small fishing boat, or a yacht will make a big difference in what you pay. In general, boat insurance costs typically range from $200 to $500 per year, on average.

Do you need boat insurance?

Even though all but a few states require boaters to pass a boating safety course, most states don’t require boat insurance. However, even if your state doesn’t require boat insurance, that doesn’t mean you should go without it.

Does progressive have boat insurance?

Boat Insurance Policy. Progressive insures boats up to 50 feet long and up to $250,000 in value. The policy covers you on rivers, inland lakes and on all navigable waterways of the continental United States and Canada including ocean waters within 50 miles of the coast.

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