FDIC: Understanding Deposit Insurance
https://www.fdic.gov/resources/deposit-insurance/understanding-deposit-insurance/index.html
webMar 7, 2024 · How FDIC Deposit Insurance Works. The FDIC helps maintain stability and public confidence in the U.S. financial system. One way we do this is by insuring deposits to at least $250,000 per depositor, per ownership category at each FDIC-insured bank. The FDIC maintains the Deposit Insurance Fund (DIF), which:
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