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The credit score needed to buy a boat is typically anything that is over 700. A credit score of 700 will give you a loan with a low interest rate. People with this credit score shouldn't have any problems when applying for one.What is a boat loan?
The term of the boat loan is really designed to allow the customer to have a payment which is more affordable while keeping the bank comfortable with collateral value given that most boats if properly maintained can remain operable for 30 years.