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Frequently Asked Questions

How do I calculate my monthly boat loan payments?

This boat loan calculator will help you determine the monthly payments on your boat loan. Simply enter the loan amount, term and interest rate in the fields below and click calculate. This calculator will show you both the principal and interest payments you would make on a fixed-rate boat loan.

How long is a boat loan with mountain America credit union?

Get a fixed-rate loan with a term up to 15 years 1 (180 months) with Mountain America Credit Union. We offer flexible financing terms and some of the best boat loan rates. Buyers have the option to make extra payments or pay the loan off entirely before the term is up. What credit score do you need for a boat loan?

Can I get a loan for a powerboat?

We offer loans for powerboats, sailboats, multi-hull boats, pontoons, and even personal watercrafts. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan Application for our lending partner to underwrite.

What are the terms and phrases of a boat loan?

Helpful Terms and Phrases 1 Monthly Payment What you're paying out of pocket every month to repay your loan. 2 Number of Years How many years you're looking to pay back the loan (term of loan). 3 Interest Rate Interest rate accompanying this type loan. 4 Total Purchase Price This is the total cost of your boat purchase. ... More items...

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