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Frequently Asked Questions

How do I calculate a boat loan payment?

Calculate Payments with Our Boat Loans Calculator Use our boat payment calculator to determine a monthly payment that you can afford when looking to finance a new or used boat. Simply enter your desired amount, estimated interest rate, and the loan term over which you intend to pay back the loan.

How much does a BECU loan cost?

Applicants must open and maintain BECU membership to obtain a loan. Payment Example: $356.20 a month based on a five (5) year, $20,000 loan at 2.64% APR. This is a summary of BECU auto loan program. Loans and BECU financing program subject to BECU credit and underwriting approval.

Can I get a loan for a powerboat?

We offer loans for powerboats, sailboats, multi-hull boats, pontoons, and even personal watercrafts. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan Application for our lending partner to underwrite.

How long can I get a loan for a boat?

The loan term available will largely depend on the boat you select. We work with banks that can offer terms up to 20 years, subject to the age and type of boat, as well as the loan amount available from the lender. How does the closing process work?

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